Factors affecting the farmer attitudes toward buying social security insurance: The case of Erzurum, Turkey

Abstract

The aim of this study is to determine the factors which affect the attitudes of the farmers to buy social
security insurance and to analyze them according to the kinds of social security policies. Binomial Probit
Model was used for this purpose. According to the results of the study, farmers who deal with both animal
husbandry and field crops are more inclined to make arrangement for social security scheme, compared
with the farmers who deal with only field crops or only with animal husbandry. A negative relationship was
found between the tendency to buy social security and forage crops production area and the income from
animal husbandry. A positive relationship was found between the tendency to buy social security and nonagricultural monthly income, and the availability of tractors and cattle in the farm holding.